12866 — Saratoga Springs, NY Home Values
Typical home value $662,061 as of August 2026 · 1st of 110 in Albany-Schenectady-Troy, NY
Blue: typical home value (Zillow ZHVI) in ZIP code 12866, August 2021 to August 2026. This page shows observed data only; no forecast.
How 12866 compares in the Albany-Schenectady-Troy, NY area
ZIP code 12866 (Saratoga Springs, NY) has a typical home value of $662,061 as of August 2026, ranking 1st of 110 ZIP codes tracked in the Albany-Schenectady-Troy, NY area, the most expensive ZIP code in the metro. Prices here have moved +7.1% over the trailing 12 months. Over the past five years, the typical value in this ZIP code has changed +34.9%, from $490,938 in August 2021 to $662,061 in August 2026. Against observed rent, the typical home here sells for 26× the annual rent ($2,120/mo), a common way to gauge whether buying looks cheap relative to renting in this ZIP code.
Every figure above is observed Zillow data. Sialim's forecasting engine works at the metro level; see the Albany-Schenectady-Troy, NY forecast for a modeled outlook, or browse the full ranked list of ZIP codes in Albany.
Population and demographics
ZIP code 12866 has a population of 39,657, per the Census Bureau's American Community Survey 5-year estimate. By race and ethnicity: 87.3% White, 3.8% Hispanic or Latino, 3.2% two or more races, 2.7% Black or African American, 2.5% Asian, and 0.5% another race.
Nearby public schools
| School | Address | Distance |
|---|---|---|
| CAROLINE STREET ELEMENTARY SCHOOL | 310 CAROLINE ST, SARATOGA SPRINGS, NY | 1.4 mi |
| LAKE AVENUE ELEMENTARY SCHOOL | 126 LAKE AVE, SARATOGA SPRINGS, NY | 2 mi |
| MAPLE AVENUE MIDDLE SCHOOL | 515 MAPLE AVE, SARATOGA SPRINGS, NY | 2.9 mi |
Distance is straight-line from the ZIP code's center; driving distance will be longer. School attendance is set by district boundaries, not proximity. Confirm which school a specific address is zoned for with the local school district. Source: National Center for Education Statistics.
Frequently asked questions
What is the typical home value in ZIP code 12866?
$662,061 as of August 2026, the latest month Zillow has published observed data for.
Is 12866 an expensive ZIP code in the Albany-Schenectady-Troy, NY area?
12866 ranks 1st of 110 ZIP codes in the Albany-Schenectady-Troy, NY area by typical home value, the most expensive ZIP code in the metro.
How much have home values in 12866 changed over the past year?
+7.1% over the trailing 12 months, from observed Zillow data.
Is it cheaper to buy or rent in ZIP code 12866?
The typical home price is 26× the observed annual rent in this ZIP code ($2,120/mo). Lower multiples favor buying over renting, all else equal.
What is the population of ZIP code 12866?
39,657, per the US Census Bureau's American Community Survey 5-year estimate.
What are the closest public schools to ZIP code 12866?
CAROLINE STREET ELEMENTARY SCHOOL (1.4 mi), LAKE AVENUE ELEMENTARY SCHOOL (2 mi), MAPLE AVENUE MIDDLE SCHOOL (2.9 mi), by straight-line distance from the ZIP code's center. School attendance is set by district boundaries, not proximity. Confirm assignment with the local school district.
Is this page showing a forecast for 12866?
No. Every number on this page is observed Zillow data as of August 2026, not a forecast. Sialim's forecasting engine runs at the metro level; see the Albany-Schenectady-Troy, NY forecast for a modeled outlook.
ZIP-level values shown here are observed Zillow data, not forecasts. Sialim's forecasting engine works at the metro level today; ZIP-level forecasts are planned for Sialim Pro. Data © Zillow, via Zillow Research.