13045 — Cortland, NY Home Values
Typical home value $208,680 as of June 2026 · 3rd of 10 in Cortland, NY
Blue: typical home value (Zillow ZHVI) in ZIP code 13045, June 2021 to June 2026. This page shows observed data only; no forecast.
How 13045 compares in the Cortland, NY area
ZIP code 13045 (Cortland, NY) has a typical home value of $208,680 as of June 2026, ranking 3rd of 10 ZIP codes tracked in the Cortland, NY area, more expensive than about 80% of ZIP codes in the metro. Prices here have moved +6.6% over the trailing 12 months. Over the past five years, the typical value in this ZIP code has changed +35.8%, from $153,641 in June 2021 to $208,680 in June 2026. Against observed rent, the typical home here sells for 12.7× the annual rent ($1,367/mo), a common way to gauge whether buying looks cheap relative to renting in this ZIP code.
Every figure above is observed Zillow data. Sialim's forecasting engine works at the metro level; see the Cortland, NY forecast for a modeled outlook, or browse the full ranked list of ZIP codes in Cortland.
Population and demographics
ZIP code 13045 has a population of 28,388, per the Census Bureau's American Community Survey 5-year estimate. By race and ethnicity: 88.5% White, 4.2% Hispanic or Latino, 3% Black or African American, 2% two or more races, 1.4% Asian, 0.8% another race, and 0.1% American Indian or Alaska Native.
Nearby public schools
| School | Address | Distance |
|---|---|---|
| FRANKLYN S BARRY PRIMARY SCHOOL | 20 RAYMOND AVE, CORTLAND, NY | 0.2 mi |
| CORTLAND HIGH SCHOOL | 8 VALLEY VIEW DR, CORTLAND, NY | 0.9 mi |
| CORTLAND JUNIOR HIGH SCHOOL | S VALLEY VIEW DR, CORTLAND, NY | 0.9 mi |
Distance is straight-line from the ZIP code's center; driving distance will be longer. School attendance is set by district boundaries, not proximity. Confirm which school a specific address is zoned for with the local school district. Source: National Center for Education Statistics.
Frequently asked questions
What is the typical home value in ZIP code 13045?
$208,680 as of June 2026, the latest month Zillow has published observed data for.
Is 13045 an expensive ZIP code in the Cortland, NY area?
13045 ranks 3rd of 10 ZIP codes in the Cortland, NY area by typical home value, more expensive than about 80% of ZIP codes in the metro.
How much have home values in 13045 changed over the past year?
+6.6% over the trailing 12 months, from observed Zillow data.
Is it cheaper to buy or rent in ZIP code 13045?
The typical home price is 12.7× the observed annual rent in this ZIP code ($1,367/mo). Lower multiples favor buying over renting, all else equal.
What is the population of ZIP code 13045?
28,388, per the US Census Bureau's American Community Survey 5-year estimate.
What are the closest public schools to ZIP code 13045?
FRANKLYN S BARRY PRIMARY SCHOOL (0.2 mi), CORTLAND HIGH SCHOOL (0.9 mi), CORTLAND JUNIOR HIGH SCHOOL (0.9 mi), by straight-line distance from the ZIP code's center. School attendance is set by district boundaries, not proximity. Confirm assignment with the local school district.
Is this page showing a forecast for 13045?
No. Every number on this page is observed Zillow data as of June 2026, not a forecast. Sialim's forecasting engine runs at the metro level; see the Cortland, NY forecast for a modeled outlook.
ZIP-level values shown here are observed Zillow data, not forecasts. Sialim's forecasting engine works at the metro level today; ZIP-level forecasts are planned for Sialim Pro. Data © Zillow, via Zillow Research.