21532 — Frostburg, MD Home Values
Typical home value $185,500 as of June 2026 · 10th of 19 in Cumberland, MD-WV
Blue: typical home value (Zillow ZHVI) in ZIP code 21532, June 2021 to June 2026. This page shows observed data only; no forecast.
How 21532 compares in the Cumberland, MD-WV area
ZIP code 21532 (Frostburg, MD) has a typical home value of $185,500 as of June 2026, ranking 10th of 19 ZIP codes tracked in the Cumberland, MD-WV area, more expensive than about 53% of ZIP codes in the metro. Prices here have moved +4.6% over the trailing 12 months. Over the past five years, the typical value in this ZIP code has changed +28.4%, from $144,512 in June 2021 to $185,500 in June 2026. Against observed rent, the typical home here sells for 15.5× the annual rent ($998/mo), a common way to gauge whether buying looks cheap relative to renting in this ZIP code.
Every figure above is observed Zillow data. Sialim's forecasting engine works at the metro level; see the Cumberland, MD-WV forecast for a modeled outlook, or browse the full ranked list of ZIP codes in Cumberland.
Population and demographics
ZIP code 21532 has a population of 13,123, per the Census Bureau's American Community Survey 5-year estimate. By race and ethnicity: 86.6% White, 6.9% Black or African American, 2.6% Hispanic or Latino, 1.8% Asian, 1.5% two or more races, and 0.5% another race.
Nearby public schools
| School | Address | Distance |
|---|---|---|
| Beall Elementary | 3 E College Ave, Frostburg, MD | 2.8 mi |
| Route 40 Elementary | 17764 National Pike, Frostburg, MD | 2.9 mi |
| Frost Elementary | 260 Shaw St, Frostburg, MD | 3.3 mi |
Distance is straight-line from the ZIP code's center; driving distance will be longer. School attendance is set by district boundaries, not proximity. Confirm which school a specific address is zoned for with the local school district. Source: National Center for Education Statistics.
Frequently asked questions
What is the typical home value in ZIP code 21532?
$185,500 as of June 2026, the latest month Zillow has published observed data for.
Is 21532 an expensive ZIP code in the Cumberland, MD-WV area?
21532 ranks 10th of 19 ZIP codes in the Cumberland, MD-WV area by typical home value, more expensive than about 53% of ZIP codes in the metro.
How much have home values in 21532 changed over the past year?
+4.6% over the trailing 12 months, from observed Zillow data.
Is it cheaper to buy or rent in ZIP code 21532?
The typical home price is 15.5× the observed annual rent in this ZIP code ($998/mo). Lower multiples favor buying over renting, all else equal.
What is the population of ZIP code 21532?
13,123, per the US Census Bureau's American Community Survey 5-year estimate.
What are the closest public schools to ZIP code 21532?
Beall Elementary (2.8 mi), Route 40 Elementary (2.9 mi), Frost Elementary (3.3 mi), by straight-line distance from the ZIP code's center. School attendance is set by district boundaries, not proximity. Confirm assignment with the local school district.
Is this page showing a forecast for 21532?
No. Every number on this page is observed Zillow data as of June 2026, not a forecast. Sialim's forecasting engine runs at the metro level; see the Cumberland, MD-WV forecast for a modeled outlook.
ZIP-level values shown here are observed Zillow data, not forecasts. Sialim's forecasting engine works at the metro level today; ZIP-level forecasts are planned for Sialim Pro. Data © Zillow, via Zillow Research.