28097 — Locust, NC Home Values
Typical home value $387,820 as of June 2026 · 2nd of 8 in Albemarle, NC
Blue: typical home value (Zillow ZHVI) in ZIP code 28097, June 2021 to June 2026. This page shows observed data only; no forecast.
How 28097 compares in the Albemarle, NC area
ZIP code 28097 (Locust, NC) has a typical home value of $387,820 as of June 2026, ranking 2nd of 8 ZIP codes tracked in the Albemarle, NC area, more expensive than about 88% of ZIP codes in the metro. Prices here have moved +0.4% over the trailing 12 months. Over the past five years, the typical value in this ZIP code has changed +28.1%, from $302,714 in June 2021 to $387,820 in June 2026. Against observed rent, the typical home here sells for 12.6× the annual rent ($2,555/mo), a common way to gauge whether buying looks cheap relative to renting in this ZIP code.
Every figure above is observed Zillow data. Sialim's forecasting engine works at the metro level; see the Albemarle, NC forecast for a modeled outlook, or browse the full ranked list of ZIP codes in Albemarle.
Population and demographics
ZIP code 28097 has a population of 7,976, per the Census Bureau's American Community Survey 5-year estimate. By race and ethnicity: 94.5% White, 3.4% Hispanic or Latino, 1.2% Black or African American, and 0.9% two or more races.
Nearby public schools
| School | Address | Distance |
|---|---|---|
| West Stanly Middle School | 339 Running Creek Church Rd, Locust, NC | 1.6 mi |
| Locust Elementary | 103 School Rd, Locust, NC | 2.7 mi |
| West Stanly High | 306 East Red Cross Road, Oakboro, NC | 3.3 mi |
Distance is straight-line from the ZIP code's center; driving distance will be longer. School attendance is set by district boundaries, not proximity. Confirm which school a specific address is zoned for with the local school district. Source: National Center for Education Statistics.
Frequently asked questions
What is the typical home value in ZIP code 28097?
$387,820 as of June 2026, the latest month Zillow has published observed data for.
Is 28097 an expensive ZIP code in the Albemarle, NC area?
28097 ranks 2nd of 8 ZIP codes in the Albemarle, NC area by typical home value, more expensive than about 88% of ZIP codes in the metro.
How much have home values in 28097 changed over the past year?
+0.4% over the trailing 12 months, from observed Zillow data.
Is it cheaper to buy or rent in ZIP code 28097?
The typical home price is 12.6× the observed annual rent in this ZIP code ($2,555/mo). Lower multiples favor buying over renting, all else equal.
What is the population of ZIP code 28097?
7,976, per the US Census Bureau's American Community Survey 5-year estimate.
What are the closest public schools to ZIP code 28097?
West Stanly Middle School (1.6 mi), Locust Elementary (2.7 mi), West Stanly High (3.3 mi), by straight-line distance from the ZIP code's center. School attendance is set by district boundaries, not proximity. Confirm assignment with the local school district.
Is this page showing a forecast for 28097?
No. Every number on this page is observed Zillow data as of June 2026, not a forecast. Sialim's forecasting engine runs at the metro level; see the Albemarle, NC forecast for a modeled outlook.
ZIP-level values shown here are observed Zillow data, not forecasts. Sialim's forecasting engine works at the metro level today; ZIP-level forecasts are planned for Sialim Pro. Data © Zillow, via Zillow Research.