65109 — Jefferson City, MO Home Values
Typical home value $289,586 as of June 2026 · 15th of 28 in Jefferson City, MO
Blue: typical home value (Zillow ZHVI) in ZIP code 65109, June 2021 to June 2026. This page shows observed data only; no forecast.
How 65109 compares in the Jefferson City, MO area
ZIP code 65109 (Jefferson City, MO) has a typical home value of $289,586 as of June 2026, ranking 15th of 28 ZIP codes tracked in the Jefferson City, MO area, more expensive than about 50% of ZIP codes in the metro. Prices here have moved +8.2% over the trailing 12 months. Over the past five years, the typical value in this ZIP code has changed +43.8%, from $201,329 in June 2021 to $289,586 in June 2026. Against observed rent, the typical home here sells for 20.2× the annual rent ($1,197/mo), a common way to gauge whether buying looks cheap relative to renting in this ZIP code.
Every figure above is observed Zillow data. Sialim's forecasting engine works at the metro level; see the Jefferson City, MO forecast for a modeled outlook, or browse the full ranked list of ZIP codes in Jefferson City.
Population and demographics
ZIP code 65109 has a population of 40,390, per the Census Bureau's American Community Survey 5-year estimate. By race and ethnicity: 82.8% White, 6.8% Black or African American, 3.9% two or more races, 3.5% Hispanic or Latino, 2.7% Asian, 0.3% another race, and 0.1% American Indian or Alaska Native.
Nearby public schools
| School | Address | Distance |
|---|---|---|
| CLARENCE LAWSON ELEM. | 1105 FAIRGROUNDS RD, JEFFERSON CITY, MO | 0.4 mi |
| THOMAS JEFFERSON MIDDLE | 1201 FAIRGROUNDS RD, JEFFERSON CITY, MO | 0.5 mi |
| PIONEER TRAIL ELEMENTARY | 301 PIONEER TRAIL, JEFFERSON CITY, MO | 1.2 mi |
Distance is straight-line from the ZIP code's center; driving distance will be longer. School attendance is set by district boundaries, not proximity. Confirm which school a specific address is zoned for with the local school district. Source: National Center for Education Statistics.
Frequently asked questions
What is the typical home value in ZIP code 65109?
$289,586 as of June 2026, the latest month Zillow has published observed data for.
Is 65109 an expensive ZIP code in the Jefferson City, MO area?
65109 ranks 15th of 28 ZIP codes in the Jefferson City, MO area by typical home value, more expensive than about 50% of ZIP codes in the metro.
How much have home values in 65109 changed over the past year?
+8.2% over the trailing 12 months, from observed Zillow data.
Is it cheaper to buy or rent in ZIP code 65109?
The typical home price is 20.2× the observed annual rent in this ZIP code ($1,197/mo). Lower multiples favor buying over renting, all else equal.
What is the population of ZIP code 65109?
40,390, per the US Census Bureau's American Community Survey 5-year estimate.
What are the closest public schools to ZIP code 65109?
CLARENCE LAWSON ELEM. (0.4 mi), THOMAS JEFFERSON MIDDLE (0.5 mi), PIONEER TRAIL ELEMENTARY (1.2 mi), by straight-line distance from the ZIP code's center. School attendance is set by district boundaries, not proximity. Confirm assignment with the local school district.
Is this page showing a forecast for 65109?
No. Every number on this page is observed Zillow data as of June 2026, not a forecast. Sialim's forecasting engine runs at the metro level; see the Jefferson City, MO forecast for a modeled outlook.
ZIP-level values shown here are observed Zillow data, not forecasts. Sialim's forecasting engine works at the metro level today; ZIP-level forecasts are planned for Sialim Pro. Data © Zillow, via Zillow Research.